The top FP&A software tools for 2026: Features, comparisons, and analysis

TL;DR: Quick comparison of top FP&A software for 2026

For a deeper look at features, use cases, user reviews, and how AI is changing FP&A in 2026, keep reading below.

What is FP&A (financial planning and analysis) software?

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FP&A software is a category of tools that help finance teams plan, forecast, analyze data, and support strategic business decisions.

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These tools automate reporting, streamline financial modeling, and make it easier to align the company around a shared financial plan.

That can mean different things depending on your stage and setup. Some platforms focus on planning workflows. Others prioritize modeling flexibility, reporting automation, or integrations with your source systems.

But the throughline is simple: good FP&A software helps teams become faster, smarter, and more confident in their decision-making.

In practice, that looks like:

• Making data-driven decisions in hours, not days
• Forecasting with precision—and flexing plans when things change
• Aligning the business around shared assumptions
• Helping finance step into a more strategic role company-wide

Without the right software, FP&A often gets buried in manual updates, brittle models, and slide building. The tools on this list are built to fix that—so finance can spend less time reconciling spreadsheets, and more time driving the business forward.

What is someone working in FP&A responsible for?

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FP&A professionals are responsible for making strategic finance decisions that ultimately help guide business decisions.

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Much of that is achieved through the use of FP&A software, which helps streamline processes and provides comprehensive insights into the organization by centralizing data across different systems.

As such, FP&A software that helps with things like budgeting, forecasting, and cash flow optimization is especially important given that they are responsible for helping leadership make informed decisions about the company’s future.

In regard to the day-to-day, people who work in FP&A say a majority of their time involves working in Excel to update models, with the other portion being creating models and presentations to present to leadership.

What are the different types of FP&A software?

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FP&A software tools fall into two camps—spreadsheet-native (Excel/Google Sheets add-ins) and web-based (stand-alone platforms).

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Spreadsheet-native FP&A software (Excel/Google Sheets add-ins)

Spreadsheet-native FP&A software tools let you keep modeling in Excel or Google Sheets while syncing to a governed data layer (connections to ERP/CRM, write-back, templates).

Why you’ll like it

• Minimal behavior change—your team keeps its spreadsheets.
• Rapid time-to-value (often days–a few weeks) with light implementation.
• Great for scenario planning, budget owners in the business, and finance teams that live in Excel.

Trade-offs to consider

• Can hit limits with very large, multi-entity models if governance isn’t designed well.
• Version control and auditability require disciplined templates/permissions.
• Complex workflow (approvals, segregation of duties) may be lighter than enterprise suites.

Best fit

• Seed → mid-market
• Excel-centric cultures
• Fast-moving teams that need flexibility and speed.

Web-based FP&A software (stand-alone platforms)

Web-based FP&A software tools are b‍rowser-based applications with their own modeling canvas, workflow, and access controls—separate from Excel/Sheets (often with exports or light plug-ins back to them).

Why you’ll like it

• Strong governance: roles/permissions, audit trails, approvals, and separation of duties.
• Better for multi-entity, FX, and complex driver trees at scale.
• Centralized content management and standard reports/dashboards.

Trade-offs to consider

• Longer onboarding (weeks–months) and more change management.
• Steeper learning curve vs. native spreadsheets.
• May require admin capacity to maintain models and permissions.

Best fit

• Upper-mid-market → enterprise, multi-entity/global orgs
• Regulated environments
• Teams prioritizing controls

How is AI transforming FP&A software?

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AI in FP&A helps teams move faster with variance analysis, forecasting, reporting, and data quality checks—when it’s paired with the right controls. The best tools make finance more efficient without sacrificing visibility or auditability.

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Where AI is delivering real value today

• Variance & root cause analysis: AI auto-tags drivers (price, mix, volume), explains monthly deltas in plain English, and recommends what to investigate next.
• Forecasting & scenarios: Machine learning builds smarter baselines based on seasonality, trends, and cohorts—while letting you layer in your own inputs and overrides.
• Reporting automation: AI drafts commentary for board and MBR decks, flags mismatches across reports, and suggests clean-up.
• Data prep & reconciliation: Tools map vendors, entities, and GL lines, detect anomalies, and tighten categorization across systems.
• Workflow & alerts: In-sheet copilots or Slack nudges surface issues early—before you’ve finalized the forecast.

What to look for in “AI for FP&A”

• Accuracy with explainability: Can you see what the model did, which features it used, and why?
• Human-in-the-loop: Finance should always be able to edit, approve, or reject AI suggestions.
• Governance & security: SOC 2, PII handling, row-level permissions, and no surprise data sharing.
• Systems coverage: The AI should work across your ERP, CRM, BI stack, and Excel—not siloed in one tool.
• Time-to-value: You shouldn’t wait quarters. Look for fast setup and modular rollouts.
• Total cost: Clear pricing per seat and usage—no hidden charges for “compute” or AI extras.

What to avoid

• Vague “AI-powered” claims with no explanation of how it works.
• Black-box outputs you can’t override or trace back to inputs.
• No audit log or lineage, especially when your chart of accounts changes.
• Terms that allow vendors to train on your data.

Real-world FP&A AI in action

Aleph AI Scan auto-explains month-over-month changes, flags anomalies, and drafts variance commentary you can review and edit—helping teams close faster without losing control.

Bottom line: The best AI for FP&A makes your team faster and more consistent, not replaceable. Use it to speed up close cycles and sharpen forecasts without giving up oversight.

What should FP&A software include?

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The best FP&A tools help you move faster without losing control. They combine clean data flows, flexible modeling, tight governance, fast reporting—and now, practical AI you can trust.

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1. Native integrations that keep data fresh

Your FP&A software should plug directly into your ERP, HRIS, CRM, billing system, and data warehouse. No more CSV uploads. Look for tools that handle refresh schedules, mapping, and reconciliation—so finance can stay focused on analysis, not cleanup.

2. Driver-based models that flex with the business

Rolling forecasts. Multi-scenario planning. FX and multi-entity support. Sandboxes and version control. Great FP&A software gives you the modeling horsepower to answer “what-if?” questions without breaking the model—or leaning on a modeling specialist.

3. Reports that stay in sync with the model

You shouldn’t be rebuilding board decks from scratch every month. The right platform turns your model into refreshable reports, variance packs, and dashboards—complete with drill-through and formatting your board will actually read.

4. Workflows that protect control

As more budget owners get hands-on with planning, access controls matter. Prioritize platforms with built-in approvals, role-based permissions, audit trails, and assignment workflows. You need collaboration without chaos.

5. Excel when you want it

Power users love Excel and Sheets for speed—but you still need structure. The best tools offer add-ins or live links that let your team stay in familiar territory while the system keeps control of formulas, drivers, and source-of-truth logic.

6. AI that’s useful—not mysterious

AI in FP&A should accelerate your work, not add risk. Look for variance explanations, forecast suggestions, and auto-generated commentary that you can review and edit. Avoid black-box platforms with no auditability or override.

7. Fast time to value

You shouldn’t have to wait quarters to launch. Modern FP&A platforms come with industry templates, prebuilt connectors, and the ability to implement in weeks—plus scalable APIs when you’re ready to go deeper.

8. Built-in governance and compliance

SOC 2. SSO. SCIM. Fine-grained permissions. Clear data-use terms. These should come standard. Anything less and you’re taking on more risk than you realize.

Gut-check questions before you choose a platform:

• Does it connect directly to your ERP/BI stack?
• Can finance run models and scenarios without admin help?
• Will it govern access for budget owners and auditors?
• Can we stay in Excel/Sheets when it’s faster?
• Are AI features explainable, optional, and editable?
• What’s the real implementation timeline—and who owns it post-launch?

A shortlist of software that many users seem to agree will help do this the best is Aleph, Anaplan, and Mosaic, each of which has their own strengths and weaknesses, which we will delve into now alongside many other popular tools.

What are the top FP&A software tools in 2026?

How to use this list

• We evaluate tools on time-to-value, modeling depth, governance, integrations, scalability, AI features, and total cost.
• “Best for” = the most common successful fit we see in the market.
• Pros/cons are editorial and oriented to selection trade-offs (not feature laundry lists).

Aleph

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Aleph is a flexible, audit-ready FP&A platform that works in the web app and Excel/Sheets. Great for rapid scenarioing, variance review, and board-ready reporting. Best when you want speed and governance.

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Pros:

• Largest breadth of AI-powered features
• Transparent, spreadsheet interoperable modeling
• Fast scenario testing during live board meetings
• Cuts down on manual reporting prep and reconciliation
• Highly flexible for M&A, churn analysis, and pricing changes

Cons:‍

• Best suited for teams that value full visibility and structured models
• May be overkill for very early-stage startups with simple needs

Best for:‍

PE-backed companies, VC-backed companies, high-growth mid-market finance teams

G2 reviews:

What do you like best about Aleph?
"Aleph provides a highly flexible and user-friendly platform for FP&A tasks—was up and running in less than a month. It seamlessly integrates with our data sources and allows for easy configuration of any data modelling needs for reporting. The ability to use their web app, Excel, or Google Sheets to access data means reporting is truly fully customizable and easy to manage. It genuinely adapts to the way we work, rather than forcing us to adapt to the software. This has made our financial reporting and planning process more efficient and data-driven. Their customer support is always very helpful and the pace of product innovation and new feature roll-out is extremely encouraging. I don’t see myself using another FP&A tool ever again."

What do you dislike about Aleph?
"I don’t really dislike anything because we have the ability to mold it to our needs. I would eventually love to see some model building pieces have web app options, but I haven’t had any issues with using Excel with the included plugins."

Workday Adaptive Planning

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Workday Adaptive Planning provides enterprise-grade planning with deep governance and ERP alignment. Delivers scale and control, but expect longer implementations, higher TCO, and a steeper learning curve than lighter FP&A tools.

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Pros:‍

• Established tool
• Strong data integration across complex org structures
• Enterprise-grade flexibility for large organizations

Cons:‍

• Long implementation timelines
• Heavy IT involvement required
• High cost relative to lighter-weight tools
• Steep learning curve for finance teams

Best for:‍

Large enterprises that need end-to-end control across multiple departments and business lines. Overkill for smaller companies still scaling their FP&A function or high-growth companies that need a flexible system that adapts and grows with them.

G2 reviews:

What do you like best about Workday Adaptive Planning?
"Workday Adaptive Planning has a straightforward interface that makes it easier to handle budgeting, forecasting, and reporting. It's easy to get around even if you don't have a technical background."

What do you dislike about Workday Adaptive Planning?
"The pricing might be a bit steep, especially for smaller companies. It could be challenging for businesses with tighter budgets that still need robust planning features."

Anaplan

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Anaplan is exceptionally powerful for complex, cross-functional planning at global scale. Expect rigorous governance and flexibility—along with longer implementations, higher TCO, and admin/partner support to keep it humming.

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Pros:‍

• Handles highly complex, cross-department models
• Proven at large, matrixed organizations worldwide
• Strong governance, version control, and auditability
• Scalable for global, multi-entity enterprises

Cons:‍

• Steep learning curve for new users
• Long implementation timelines
• High total cost of ownership (TCO)
• Heavy IT and partner support often required

Best for:‍

Large enterprises juggle dozens of business units, complex product lines, and multi-entity planning needs. Overkill for mid-market teams looking for something lighter.

G2 reviews:

What do you like best about Anaplan?
"Anaplan is great for data aggregation, performing simple calculations, and modeling data. Its use cases extend to forecasting and planning, sales projections, resource planning, etc. Anaplan also offers reporting capabilities through its dashboards feature. Learning to model build in Anaplan is also straightforward and the Anaplan community provides support/trainings which streamlines the upskilling process."

What do you dislike about Anaplan?
"Anaplan does not integrate seamlessly with third party platforms given its limited API. Therefore, it is difficult to sync data between Anaplan and our Snowflake data warehouse in real-time. However, we are able to schedule data syncs between the two platforms on a predefined cadence."

Abacum

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Abacum brings structure and collaboration to spreadsheet-first teams—speeding close/reporting while keeping Excel familiarity. Lighter than enterprise EPM suites, but not built for heavy multi-entity consolidation or broad operational planning.

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Pros:

• Faster month-end close and reporting cycles
• Reduces manual data entry and spreadsheet errors
• Collaboration features make cross-team input easier
• Lets finance stay in familiar spreadsheet workflows with added control

Cons:

• Limited for very complex or multi-entity organizations
• Non-standard data sources may require manual/connector work
• Narrower focus on finance vs. company-wide operational planning

Best for:‍

Mid-market finance teams that want more control, automation, and accuracy without leaving the spreadsheet interface behind.

G2 reviews:

What do you like best about Abacum?
"Abacum has fundamentally transformed our finance function. Its seamless integrations across our tech stack make it our definitive source of truth for financial planning and analysis. The platform empowers us to run deep scenario planning, board-ready management reporting, real-time variance analyses, and in-depth business reviews — all with a lean team. The flexibility and sophistication of the data model allow us to understand our business drivers at a granular level and plan proactively."

What do you dislike about Abacum?
"There’s a slight learning curve due to how powerful and flexible the platform is, especially when building complex models. That said, their support and onboarding teams are highly responsive and helpful in accelerating ramp-up time."

Causal

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Causal is a transparent, code-free modeling canvas that makes scenario planning fast and easy to share. Great for SaaS/recurring-revenue modeling and board-ready views; lighter on ERP-native integrations and consolidation.

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Pros:

• Transparent, traceable models (no buried spreadsheet formulas)
• Quick to build and flex scenarios; easy sharing with stakeholders
• Strong fit for SaaS metrics and recurring-revenue planning
• Simplifies complex models without sacrificing flexibility
• Live dashboards help with exec/board prep

Cons:

• Fewer ERP-native integrations than larger suites
• Often a modeling layer—consolidation may require another tool
• Not ideal for highly complex legal-entity structures

Best for:

Growth-stage SaaS, recurring revenue businesses, or finance teams that need flexible scenario modeling but want to leave Excel’s limitations behind.

G2 reviews:

What do you like best about Causal?
"It is simple to use, with a logical UI and syntax to achieve the desired results. It is very quick to implement and integrate with other data. The ability to share with key stakeholders and the flexibility in what be represented is brilliant. We rely on it during our budgeting and planning phases."

What do you dislike about Causal?
"It could increase the number of integrations."

Cube

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Cube keeps Excel/Google Sheets as the front end with a governed data layer behind it—fast to implement and easy for finance to adopt. Great for spreadsheet-first teams that want control and collaboration without a heavy platform.

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Pros:

• Minimal learning curve for Excel/Sheets users
• Faster implementation than most FP&A suites
• Solid governance layered onto existing workflows
• Simple collaboration across finance and budget owners
• Strong fit for SMBs and mid-market teams

Cons:

• Spreadsheet remains the modeling engine
• Limited native AI/predictive or workflow automation
• Discipline required to prevent model sprawl as complexity grows

Best for:

Finance teams that love spreadsheets but need a system of record to handle reporting, consolidation, and multi-scenario planning—without a massive IT project.

G2 reviews:

What do you like best about Cube?
"Implementing Cube was refreshingly simple and fast—the platform integrates seamlessly with our existing systems and required minimal ramp-up time for our team. Their customer support stands out as one of the best I’ve experienced: responsive, knowledgeable, and genuinely invested in our success. Highly recommended for teams looking for a powerful and user-friendly FP&A solution."

What do you dislike about Cube?
"We’ve had very few issues—any minor concerns were quickly addressed. Overall, an excellent tool with minimal drawbacks."

Datarails

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Datarails modernizes Excel-based reporting and consolidation with automation and governance— without forcing teams off spreadsheets. Fast to deploy and great for close/variance reporting; lighter on full driver-based planning.

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Pros:

• Keeps finance in a familiar Excel workflow
• Strong for financial close, consolidation, and variance reporting
• Low implementation barrier; quick time-to-value
• Automates many manual tasks that slow FP&A teams

Cons:

• Primarily reporting-focused vs. deep driver-based modeling
• Less suited for complex multi-scenario or operational planning
• Broader FP&A needs may require pairing with other tools

Best for:‍

Small to mid-market companies that want to modernize their financial reporting and consolidation without ripping out Excel-based processes.

G2 reviews:

What do you like best about Datarails?
"What I like best about Datarails is how seamlessly it integrates with Excel while automating so many of the manual tasks finance teams usually struggle with. It saves time, reduces errors, and makes reporting much faster and more reliable. The integration with NetSuite is also a 10 out of 10 — smooth, efficient, and incredibly helpful for syncing data without hassle."

What do you dislike about Datarails?
"What I dislike about Datarails is that it requires a fair amount of initial onboarding and support to fully understand the platform and customize it to your needs. While the support team is great, the learning curve at the beginning can be a bit steep."

Drivepoint

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Drivepoint is a forecast-first FP&A tool that prioritizes forward visibility and assumption-driven scenarios. It’s quick to use for headcount/expense planning and rolling forecasts; lighter on consolidation and close.

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Pros:

• Strong focus on forecast accuracy and forward visibility
• Great fit for CFOs prioritizing headcount and opex planning
• Easy to flex assumptions across multiple scenarios
• Clean, approachable UI for mid-market finance teams

Cons:

• Limited functionality for full consolidation/close processes
• Smaller ecosystem vs. larger FP&A suites
• Enterprise-wide financial reporting may require companion tools

Best for:‍

Finance teams leveling up rolling forecasts and building stronger forward-looking visibility across cash, revenue, expenses, and headcount—without taking on a heavyweight platform.

G2 reviews:

N/A

Finmark

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Finmark gives early-stage companies out-of-the-box planning for runway, hiring, and fundraising. Fast to stand up and priced for startups, though depth and governance are limited vs. mid-market/enterprise FP&A.

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Pros:

• Purpose-built for pre-seed → Series A planning
• Removes the headache of building models from scratch
• Real-time cash runway and hiring forecasts
• Friendly for SaaS/subscription metrics

Cons:

• Shallow for complex FP&A or enterprise needs
• Not built for multi-entity consolidation or deep auditability
• Teams often migrate to fuller platforms as complexity grows

Best for:‍

Startups, founders, and seed-stage companies who need clear visibility into runway, fundraising, and hiring plans—without getting buried in spreadsheets.

G2 reviews:

What do you like best about Finmark?
"Finmark solves the problem of budgeting, modeling, and KPI dashboard for most of our clients. Not only can we build out their cash-burn budget, but we can also build out their modeling for fundraising, their KPI Metrics dashboard for the management team, and pull in their actuals from their accounting systems. Our clients love the Finmark service and are always in awe once it is implemented. For the cost, it is a lot of bang for the buck. And you can use Finmark as your daily management tool and not have to go into the accounting system. All the financial data is at the tips of your fingers."

What do you dislike about Finmark?
"As a startup itself, the product continues to evolve and iterate. Like most startups we love, we wish they could iterate faster and faster. We love having input into the product roadmap and also being able to implement the new features for our clients."

Jedox

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Jedox delivers enterprise-scale planning with Excel familiarity plus consolidation, audit, and workflow. Powerful and highly configurable—but expect upfront model design, services to kick off, and more heft than smaller teams need.

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Pros:

• Enterprise planning without ditching Excel skills/workflows
• Strong consolidation, audit trail, compliance, and permissions
• Workflow automation reduces manual coordination
• Predictive/AI forecasting capabilities
• Highly configurable across industries and business models

Cons:

• Requires upfront configuration and thoughtful data-model design
• Often more tool than small–mid market teams need
• Professional services commonly required for initial implementation

Best for:‍

Large enterprises or multi-entity organizations that want Excel-like flexibility paired with enterprise-grade controls, consolidations, and advanced forecasting.

G2 reviews:

What do you like best about Jedox?
"Enables us to use live accounting data to forecast and anticipate future requirements and forecast profitability. Enables us to see when we may need extra finance, how to time our forex hedging, reporting actuals against forecast. Enables us to report to and use Excel. We have a great facilitator in Barry Gibbs who manages to get everything working in an easy and straightforward way. Very flexible and easy to use."

What do you dislike about Jedox?
"The method of expanding from summary to detailed in the reports is clunky. Would be nice if I could select the option to show all detailed rather than having to select each heading."

Jirav

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Jirav gives growth-stage teams end-to-end FP&A visibility—revenue, expenses, headcount, and cash—in a clean, approachable UI. Quick to implement with prebuilt connectors and easy dashboards; lighter on deep consolidation/audit at large-enterprise scale.

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Pros:

• Fast setup with prebuilt connectors (Excel, Sheets, NetSuite, etc.)
• Great for SaaS, services, and recurring-revenue models
• Dashboards are easy for non-finance leaders to consume
• Lighter and simpler than full enterprise EPM suites
• Supports both financial and operational planning in one place

Cons:

• May hit limits for large, multi-entity enterprise complexity
• Custom integrations may be needed for non-standard sources
• Not as deep in consolidation or audit workflows as pure EPM tools

Best for:‍

Mid-market companies and growth-stage businesses looking for full FP&A visibility across revenue, expenses, headcount, and cash flow without sacrificing speed or simplicity.

G2 reviews:

What do you like best about Jirav?
"As someone who uses JIRAV every day, I like the simplicity of drivers and layout options, as well as the customizability. The layout of categories, sub-categories, and so on is easy to navigate and understand, and makes for a straightforward budget and presentation tool. The customer support is easy to contact and quick to respond as well. The integration with Excel, Sheets, NetSuite and many other native connectors makes implementing this software a breeze."

What do you dislike about Jirav?
"The lack of guided training programs such as those offered by ClickUp or Salesforce make for a more difficult learning experience."

Liveflow

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Liveflow streams ERP/GL data into Google Sheets so reports stay live and accurate—no more manual exports. Excellent for spreadsheet-centric teams that want fast, automated reporting; lighter on full FP&A modeling and consolidation.

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Pros:

• Keeps finance working in Google Sheets with live, refreshable data
• Eliminates manual exports and error-prone copy/paste
• Simple setup with minimal technical lift
• Strong fit for small and mid-size teams that love spreadsheets

Cons:

• Primarily a reporting layer vs. full driver-based FP&A
• Limited scenario planning and forecasting depth
• Enterprise forecasting/consolidation may require companion tools

Best for:‍

SMBs, controllers, and small finance teams that want automated, up-to-date reporting inside Google Sheets without sacrificing control or flexibility.

G2 reviews:

What do you like best about LiveFlow?
"I'm a CFO using Xero, and honestly, LiveFlow has made a huge difference for us. Before, month-end felt like running a marathon — exporting reports, consolidating spreadsheets, triple-checking numbers. Now? LiveFlow pulls everything in live from Xero straight into our Google Sheets and Excel dashboards. No more manual exports, no more errors."

What do you dislike about LiveFlow?
"The only thing I’d love to see added is a native cash flow statement builder — right now, you have to build it manually from the data."

Mosaic

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Mosaic connects actuals and forecasts in real time and focuses on SaaS metrics, ARR modeling, and cohorts. Fast to deploy with clean dashboards for exec/board updates; lighter on complex consolidation and some enterprise features.

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Pros:

• Real-time sync between actuals and forecasts
• Purpose-built for SaaS KPIs (ARR, cohorts, retention)
• Easy scenario planning without breaking models
• Clear, shareable dashboards for board/investor updates
• Strong fit for teams scaling quickly through hypergrowth

Cons:

• Less suited for multi-entity/global consolidations
• Some deeper enterprise features still maturing
• Works best with structured data to maximize automation

Best for:‍

High-growth SaaS and recurring revenue companies that want fast, connected, and flexible FP&A capabilities without the complexity of legacy enterprise tools.

G2 reviews:

What do you like best about Mosaic?
"Mosaic has been an awesome tool in streamlining our finance month-end and reporting functions. The automation of reporting and the integrations available with our existing systems have reduced the time and effort spent on manual processes, particularly with managing multiple entities that require consolidation."

What do you dislike about Mosaic?
"There is definitely a learning curve with regards to creating formulas and linking the elements of a financial model. The syntax of the formulas is different from Excel/GSheet, but the support site has lots of examples so one can get pretty far on their own."

Oracle NetSuite Planning & Budgeting

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Oracle NetSuite Planning & Budgeting is a natural choice for teams already on NetSuite ERP—tight data alignment, strong controls, and enterprise consolidation/FX. Expect a heavier implementation and less flexibility if your ERP isn’t NetSuite.

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Pros:

• Seamless integration with NetSuite ERP (single source of truth)
• Robust governance, audit trails, and financial controls
• Cuts reconciliation time between ERP and FP&A numbers
• Handles complex consolidations and currency translation
• Backed by Oracle’s EPM infrastructure

Cons:

• Heavier implementation than standalone FP&A tools
• Less flexible if your core ERP isn’t NetSuite
• Often requires NetSuite-certified partners to configure/scale

Best for:‍

Mid-market and enterprise companies that are already running NetSuite ERP and want tightly integrated FP&A capabilities without adding multiple disconnected platforms.

G2 reviews:

What do you like about NetSuite’s planning and budgeting module? 

"NetSuite provides a streamlined workflow, supporting everything from budgeting to financial reporting within a single system. Different users can perform their tasks efficiently, and many reports and functions can be customized to meet specific business needs. Additionally, the system offers detailed audit logs, which help administrators identify potential weaknesses in internal controls."

What do you dislike about NetSuite’s planning and budgeting module? 

"One of the areas where NetSuite falls short is their budgeting module. It's not as intuitive or flexible as other parts of the system, and generating clear reports or making adjustments is more difficult than expected."

Planful

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Planful is a full-featured FP&A suite with consolidation, compliance, and structured workflow—plus Excel extensions for power users. Strong control and scale, with more upfront design/implementation than lightweight SaaS options.

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Pros:

• Comprehensive coverage across budgeting, forecasting, and reporting
• Robust consolidation and compliance capabilities
• Hybrid approach: structured platform with Excel add-ins
• Built for teams that need governance and repeatable processes
• Good step up for companies outgrowing basic FP&A tools

Cons:

• Larger implementation lift vs. lighter SaaS tools
• Requires upfront data-model and process configuration
• Pricing can be prohibitive for small/early-stage teams

Best for:‍

Mid-market to enterprise finance teams looking for a fully integrated FP&A platform that combines structured processes, financial control, and scalability as complexity grows.

G2 reviews:

What do you like best about Planful?
"At a produce company, what we like best about Planful is how seamlessly it supports multi-level sales management. The platform makes it incredibly easy to drill into individual accounts and explore detailed financial data—without having to export anything to Excel."

What do you dislike about Planful?
"Currently, Planful is not connected to our ERP system, which means we still need to manually upload a significant amount of data. This adds extra steps to our workflow and limits the potential for real-time updates. We’re hopeful that moving forward, we can establish a direct integration with our ERP system to streamline the process and fully leverage Planful’s automation capabilities."

Pigment

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Pigment is a visual, collaborative FP&A platform that makes complex models easy to understand and share. Great for real-time scenarioing across finance/ops/sales; works best with clean, structured data and some partner help to kick off.

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Pros:

• Clean interface makes complex models accessible to non-finance stakeholders
• Easy collaboration across finance, ops, sales, and leadership
• Strong scenario planning with real-time model flexibility
• Highly transparent assumptions and drivers
• Rapid adoption with mid-market and enterprise SaaS teams

Cons:

• Requires structured data to fully leverage automation
• Some enterprise features still maturing vs. legacy EPM suites
• Partner support often used for initial model builds

Best for:‍

High-growth companies looking for collaborative, visual FP&A that can flex with the business—especially SaaS, revenue operations, and cross-functional planning teams.

‍G2 reviews:

What do you like best about Pigment?
"Pigment continues to innovate with cutting edge forecast features allowing for tops down or bottoms up forecasting and options for different forecasting methods. They have a very robust AI tool that helps casual users find data they're looking for and create reports."

What do you dislike about Pigment?
"All fields from data sets aren't automatically available for reporting, admins have to make them available when requested which creates a bottleneck for analysts and report builders."

Prophix

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Prophix delivers structured FP&A with strong controls and workflow automation—covering budgeting, reporting, and consolidation in one system. Great for teams formalizing processes; heavier than light SaaS and not a full cross-functional EPM.

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Pros:

• Robust financial controls, audit trails, and approvals
• Workflow automation reduces manual coordination
• Budgeting, reporting, and consolidation in a single platform
• AI features help surface forecast risks and trends earlier
• Solid fit for companies scaling into more complex planning

Cons:

• Heavier implementation vs. lightweight SaaS FP&A tools
• More finance-centric than fully cross-functional planning
• Ongoing admin/model maintenance as complexity grows

Best for:‍

Mid-market to upper mid-market companies that want structured, controlled FP&A processes with automated workflows—without fully moving into heavyweight enterprise EPM territory.

G2 reviews:

What do you like best about Prophix Software?
"The customer service team at Prophix is wonderful. We have been able to schedule recurring appointments to track and manage our problems over time. We have been given numerous resources to help make the best decisions when it comes to building a cube, creating groups, building a new template, etc."

What do you dislike about Prophix Software?
"Initially when utilizing Prophix Software, understanding how the software works and implementing our data can be challenging. One problem that we have run into with our processes is bringing in new data from another platform that we use to track our financials and transactions. Differences in integration can make the ease of using this software harder than it has to be. Some of the formulas that work to pull this data together can be challenging to resolve at times."

Runway

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Runway is a lightweight, founder-friendly planning tool for real-time runway and burn. Fast to implement and easy to use; not meant for advanced forecasting, departmental planning, or consolidation.

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Pros:

• Startup-friendly interface—no complex model building required
• Ideal for pre-seed → Series A companies managing burn
• Gives founders and investors instant visibility into cash position
• Simplifies planning around fundraising timelines
• Quick setup with minimal overhead

Cons:

• Limited feature set for advanced forecasting or departmental planning
• Not built for financial consolidations or complex revenue models
• Many teams outgrow it as scale and complexity increase
• Lacks AI-generated suggestions/automation for forecasting/analysis

Best for:‍

Early-stage startups and founders who want real-time visibility into runway and burn, with simple scenario planning for hiring and fundraising without getting buried in spreadsheets.

G2 reviews:

What do you like best about Runway Financial?
"What we like best:

• Ease of integration — Runway connects seamlessly with our ERP, expense, and payroll systems, giving us real-time data at the push of a button.
• Helpful and responsive support — The onboarding specialist listens to feedback and actually implements improvements.
• User-friendly design — Coming from Google Sheets, the interface is intuitive and easy to adopt."

What do you dislike about Runway Financial?
"What we dislike:

• Some formulas can be difficult to build or customize without support.
• The platform lacks AI-generated suggestions or automation to help with forecasting or analysis."

Vena

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Vena modernizes FP&A while keeping teams in Excel—centralized logic, workflow, and controls without giving up spreadsheet speed. Strong governance and scalability; heavier than lightweight SaaS and still relies on Excel modeling skills.

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Pros:

• Lets finance work directly in Excel with a governed data layer
• Centralized logic cuts version-control chaos
• Robust workflow, approvals, and audit trails
• Good balance of flexibility and control as complexity grows

Cons:

• Still dependent on Excel formulas—requires finance modeling chops
• Heavier implementation vs. lighter SaaS options
• Training/ramp needed for teams new to advanced Excel modeling

Best for:‍

Finance teams that want to modernize FP&A processes while staying deeply rooted in Excel—especially those looking to scale governance, collaboration, and auditability without sacrificing spreadsheet flexibility.

G2 reviews:

What do you like best about Vena?
"Vena does a great job at organizing your data into a simple database format. Your data can be complex, but with Vena, it’s easy to draw it down and organize it into ways that make sense. FP&A is now easier and our processes sped up."

What do you dislike about Vena?
"The learning curve and more advanced building processes can be tough to wrap your head around at first. Setting up your own template and making mistakes will help you learn sooner as you work with your Implementation manager and the customer support team."

Final word

The marketplace of FP&A tools in 2026 runs the gamut. Whatever you're trying to do, there's likely a tool out there that can help you do it better and faster. The tough part is whittling your stack down to the handful that make the biggest difference to your team without overwhelming them with complexity.

Word to the wise: don't evaluate tools in a vacuum. It's one of the biggest mistakes teams make—certain features might look slick in a web demo, but what really matters is how the tool fits into your overall ecosystem.

We’ll keep updating this list as new tools gain traction, so bookmark it and check back every few months.